Borrow money, without all the hassle. Check your finance options on the UK’s biggest borrowing marketplace and compare loans, credit cards and car finance all in one place. Right then, ready to get started?
Mortgages Homeowner Loans
We’ll never ask you for an upfront payment to take out a loan, or to set up direct debit payments to us. If you receive a request like this, please get in touch at info@veriform.co.uk.
Save time checking your eligibility with us
UKloancentre is our free-to-use portal that can help you:
No catch, no cost, no impact on your credit score.
Tired of stuffy jargon and long, complicated forms? Well, you won’t find any of that here. We make sure our finance search is quick, easy and entirely hassle-free.
Our quick and easy eligibility check takes just two minutes to fill out and we’ll give you an online decision in moments.
Want to speed things up even more? Add a password to set up a UKloancentre account. You can then skip filling in your details next time you want to check your finance options with us.
When you check your eligibility for a loan, credit card or car finance with us, we show real rates as much as possible. That way, you know exactly how much a loan will cost you before you go ahead and apply.
A real rate is the actual rate you’ll get if you decide to apply for finance with your chosen lender.
The other kind of rate you might see is a representative rate. This is the rate at least 51% of people can expect to get if they apply. When you see a representative rate, the actual rate you receive could go up or down. This is because the rates you are offered all depend on your credit history and personal circumstances.
Our pre-approval percentages let you know how likely it is you’ll be approved for a loan or credit card before you apply.
This helps you quickly spot which options you’re most likely to be accepted for, reducing the chance of a decline at a later stage.
Our quick and easy eligibility check takes just two minutes to fill out and we’ll give you an online decision in moments.
Want to speed things up even more? Add a password to set up a free UKloancentre account. You can then skip filling in your details next time you want to check your finance options with us.
UK Loan Centre Mortgages can help you every step of the way
Save time and energy finding your next mortgage deal by leaving it to our experts:
We’re a credit broker. This means that when you check your loan, credit card or car finance options with us, we use smart decisioning to check your details against our lenders’ eligibility criteria and find you options that you’re eligible for. If you have more than one offer, you can then go through your options to find the one that’s right for you.
As a credit broker, currently we have over 50+ UK lenders, credit card providers and specialist car finance brokers that we can check your eligibility against.
We’re always growing our borrowing marketplace. This is so that we can offer the widest range of products on the market, allowing us to more accurately match you with finance options that are right for you and your needs.
No, using our eligibility check won’t affect your credit score in any way. We only carry out a soft search when we find you your finance options, meaning that the search won’t be recorded on your credit file. If you do decide to accept an offer, your chosen lender may then carry out a hard search to run their final checks.
The amount you’re eligible to borrow will ultimately depend on your credit history and personal circumstances. When you check your eligibility with Freedom Finance, we’ll let you know the next best possible option for you if you’re not eligible to borrow the amount you’re looking for.
Personal loans range from £1,000 to £35,000 over terms of 1 to 7 years.
Homeowner loans range from £10,000 up to £2,000,000 over terms of 1 to 30 years.
For credit cards, all cards come with a minimum and maximum credit limit. The credit limit a lender can offer you will depend on your personal circumstances. If a lender does not offer the maximum credit limit straight away, your credit card provider could increase your credit limit in the future.
If you’re searching for car finance, you could borrow up to £200,000 with a hire purchase agreement and repay it over terms of 1 to 6 years. We can also help you find PCP agreements from £10,000 to £35,000 spread over 3 to 5 years.
So, what kind of loan rates can you get? Well, the rate or APR lenders offer you will be based on your credit history and personal circumstances.
Here at Freedom Finance, we show you real rates as much as possible when you check your eligibility with us. This means we show you the actual rate you’ll get if you decide to apply. To find out what rates are available to you, simply check your eligibility with us and we’ll give you a quick online decision.